Direct debit with account or card details (BR-DE-25-b)
- Standard: XRechnung
- Severity: error
- Affected fields: BT-81, BT-84, BT-87
Meaning
For SEPA direct debit (code 59 in BT-81), the invoice must contain neither credit transfer details (BG-17) nor card details (BG-18). This keeps the way of payment unambiguous.
Possible causes
- The seller's bank account is written into every invoice, including direct debits.
How to fix it
- In your invoicing software, remove your own bank account from the payment instructions for direct debits.
- In the XML: remove BG-17 and BG-18 (UBL cac:PayeeFinancialAccount, cac:CardAccount; CII ram:PayeePartyCreditorFinancialAccount, ram:ApplicableTradeSettlementFinancialCard and the bank institution details).